Disclaimers, Refunds & Terms

Effective Date: 31 Jan 2025

Copyright

All Money with Carla courses are copyright protected and are the intellectual property of MWC Group Ltd. Sharing course content is strictly prohibited and could be subject to legal action, including fines and other penalties, under applicable copyright and intellectual property laws in Switzerland.

Educational Purpose & No Financial Advice

The content, calculators, information, and charts provided in this course are for educational purposes only and should not be considered personal financial, investment, or tax advice. Money with Carla and MWC Group Ltd do not provide financial advisory services. As of February 2025, I do not hold a financial advisory license.

This course does not constitute an offer to buy or sell any financial product, nor does it serve as a recommendation or guideline for any investment decisions. You should conduct your own research and/or consult a licensed financial professional before making any investment decisions. I am not appointed as a representative under the Financial Advisory and Intermediary Services Act and do not offer "financial services" or "intermediary services" related to any financial products.

No Guarantees & Risk Disclosure

Investing involves risk, including the potential loss of capital. Past performance is not indicative of future results. Money with Carla, MWC Group Ltd, and its representatives, shareholders and employees are not responsible for any financial losses, damages, or legal consequences resulting from reliance on the course content.

By using this course, you acknowledge and accept that investment decisions carry inherent risks and that you bear full responsibility for your actions.

Regulatory & Jurisdictional Considerations

This course is intended for a general audience and does not account for specific financial regulations in different countries. It is your responsibility to ensure compliance with your local investment, tax, and financial laws before making any financial decisions.

No Client-Advisor Relationship

Purchasing this course does not establish a financial advisor-client relationship between you and Money with Carla or MWC Group Ltd. The course is purely educational and should not be considered a substitute for professional financial advice.

Intellectual Property & Course Usage Rules

Course materials, including videos, documents, calculators, and charts, are for personal use only. Redistribution, reproduction, or sharing of any content in any form, including screenshots, summaries, or recordings, is strictly prohibited without prior written consent. Any unauthorised use of course materials may result in legal action.

Refund Policy

At Money with Carla, we are committed to providing high-quality courses that deliver value.

"Invest With Confidence" 5-week course: To ensure your satisfaction, we offer a 14-day money-back guarantee from the date of purchase of our "Invest with Confidence" 5-week course.If you are not satisfied with your purchase for any reason, you may request a refund within 14 days of the transaction. To initiate the refund process, please contact us at info@moneywithcarla.com. Upon processing your refund, access to the course will be immediately revoked.

TFSA Investing for South Africans, 1 module only course: Due to the once-off digital nature of this course, all sales are final. No refunds will be issued once access has been granted.

We reserve the right to refuse refunds in cases of suspected abuse, including but not limited to excessive refund requests, course completion prior to requesting a refund, or multiple refund requests from the same individual.

Access to the Course

When you purchase the Money with Carla "Invest with Confidence" course, you will have access to the course and its content for one year (365 days) from the date of purchase unless otherwise indicated. After this period, access to the course will expire unless otherwise specified.

While we strive to ensure uninterrupted access to our course platform, we are not responsible for downtime due to technical issues, maintenance, or external disruptions. We do not guarantee lifetime access to course updates unless explicitly stated.

Testimonials & Earnings Disclaimer

Testimonials featured in this course reflect individual experiences and do not guarantee similar results. Financial success depends on various factors, including individual effort, market conditions, and risk tolerance. Money with Carla does not make any guarantees regarding financial outcomes or earnings.

If you have any questions or concerns, don’t hesitate to reach out to us at info@moneywithcarla.com